Our Team

We have been working with individuals and businesses in the area for several years.

Each of our advisors has extensive personal and professional experience.

Many hold various professional designations, and qualified representatives are licensed to sell a variety of investment and insurance products.

We are dedicated to developing lasting relationships with all our clients. We believe in helping you assess your financial goals and participate in the management of your finances.

One of the benefits of working with us is our ability to provide clear, easily understood explanations of financial products and services. The personalized program that we can provide is a roadmap to working toward your financial confidence.

We're looking forward to using our expertise to help you pursue your financial goals.

Keith C. Layman


Keith C. Layman, President

Keith has lived in Fort Wayne all of his life and is a graduate of Concordia Lutheran High School and IPFW. He has been a partner with Apple Tree Financial Services since November of 2006, but began in the financial planning field back in August of 2000. Keith holds a series 7 (General Securities Representative), 66 (Uniform Combined State Law), and 24 (General Securities Principal) and is licensed in numerous states for life, health, disability insurance and investment and investment advisory services. He also holds a license for the Indiana long term care partnership program.

On the personal side, Keith is married to Regina (Isley) Layman, a Northrop and Vincennes University graduate. They have been blessed with three daughters; Gabrielle (Gabby), Reith and Amelia. They are active members of Christ's Church at Georgetown where Keith serves as an elder on the church's finance committee and leads a bible study group. He volunteers for Historic Fort Wayne Inc. a not for profit organization that runs and manages the Old Fort Wayne replica on Spy Run, where he serves as the group's historian. 


Joseph T. Wiegand, Partner

Joe, a Financial Planner and a licensed life, health, accident and long term care agent, entered the financial services industry in 2001.  Joe majored in criminal justice at IPFW from 1993 to 1997.  He received his Certificate in Financial Planning from Florida State University in 2006 and is a member with the Financial Planning Association. 

A lifelong resident of Angola, IN, Joe is active in the community.  He is a member of the Angola chapter of the Barbershop Harmony Society and conducts financial planning and insurance seminars for various groups and has taught a "How to Protect Your Investments in a Turbulent Market" course for Indiana University - Purdue University Fort Wayne.  Joe was a cadet and then reserve officer for Steuben County Sheriff Department from 1995-1999.  He is married to Tammy, his wife of 14 years.  His hobbies are music and photography.